BCAL
- Southern California Bancorp
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Overview
Company Summary
Southern California Bancorp (BCAL) is a financial holding company based in Southern California. The company primarily operates through its subsidiary, Bank of Southern California, which is a community-oriented bank providing a wide range of banking services to individuals, businesses, and professionals.
As a community bank, Southern California Bancorp focuses on serving the local community's banking needs with personalized and comprehensive financial solutions. The bank offers various deposit accounts, such as checking and savings accounts, money market accounts, and certificates of deposit.
One of the significant services offered by Southern California Bancorp is lending. The bank extends loans and credit lines to individuals and businesses for various purposes, including home mortgages, commercial real estate financing, construction loans, working capital lines of credit, and equipment financing. They aim to support the growth and development of the local economy by providing accessible and competitive lending options to their customers.
Southern California Bancorp also offers treasury management services to help businesses efficiently manage their cash flows, make electronic payments, and optimize their financial operations. These services include merchant services, remote deposit capture, ACH origination, wire transfers, and online banking solutions.
Additionally, Southern California Bancorp provides personalized wealth management and investment services through its subsidiary, The San Diego Trust Bank Wealth Management division. This division offers investment management, retirement planning, financial planning, and trust administration services to individuals, families, and nonprofit organizations.
Overall, Southern California Bancorp, through its subsidiary Bank of Southern California, focuses on building strong relationships with its customers by offering a range of banking services tailored to their specific needs.