KFFB
- Kentucky First Federal Bancorp
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Overview
Company Summary
Kentucky First Federal Bancorp (KFFB) is a financial holding company that operates primarily through its subsidiary, First Federal Savings and Loan Association of Hazard. It is based in Hazard, Kentucky, and serves as the parent company for the First Federal Savings and Loan Association.
As a savings and loan association, KFFB focuses on providing traditional banking services to individuals and businesses in its community. It primarily engages in taking deposits, originating mortgage loans, and providing a range of other financial services to its customers.
KFFB's main objective is to promote home ownership and serve as a reliable financial partner for the local community. They offer various loan types, including residential mortgages, home equity lines of credit, and construction loans, to help individuals purchase or refinance their homes. Additionally, they also provide commercial loans to support small businesses and contribute to the local economy.
By accepting deposits from individual and business customers, KFFB ensures the safety of their funds while offering competitive interest rates. The funds deposited are then used to provide loans, thus supporting the growth and development of the community.
Furthermore, KFFB emphasizes personalized customer service and community involvement. They prioritize building strong relationships with their customers, and their knowledgeable staff aims to guide and assist customers throughout their banking journey. As a locally based company, KFFB also actively participates in community events and supports local initiatives to foster economic growth and community development.
In summary, Kentucky First Federal Bancorp, through its subsidiary First Federal Savings and Loan Association, operates as a community-oriented savings and loan association. Their primary focus is on providing mortgages, loan products, and traditional banking services to individuals and businesses in the local area.