MSBI
- Midland States Bancorp, Inc.
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Overview
Company Summary
Midland States Bancorp, Inc. (MSBI) is a financial holding company that provides a wide range of banking products and services to individuals, businesses, and communities. Headquartered in Effingham, Illinois, Midland States Bancorp operates through its wholly-owned subsidiary, Midland States Bank.
As a bank, Midland States Bancorp offers various financial solutions, including commercial and consumer banking, mortgage banking, wealth management, and trust services. Its commercial banking segment focuses on serving the needs of businesses, offering lending solutions, deposit accounts, cash management services, and treasury management. This includes loans for working capital, equipment financing, real estate, and lines of credit.
In addition to commercial banking, Midland States Bancorp provides a comprehensive suite of personal banking services. This includes personal checking and savings accounts, certificates of deposit, home mortgage loans, auto loans, and personal loans. The bank also offers credit cards, online and mobile banking, and a range of digital tools for convenient and accessible banking.
Furthermore, Midland States Bancorp has a mortgage banking division that originates residential mortgage loans across multiple states. The company offers a variety of mortgage options, such as fixed-rate mortgages, adjustable-rate mortgages, government-backed loans, and jumbo loans. This division focuses on providing personalized mortgage solutions to help individuals and families achieve their homeownership goals.
Another area of expertise for Midland States Bancorp is wealth management and trust services. The company offers customized wealth management services, including investment management, financial planning, retirement planning, and estate planning. Additionally, it provides trust and fiduciary services, acting as a trustee for personal and corporate trusts, managing assets, and ensuring the proper administration of estates.
Overall, Midland States Bancorp, Inc. strives to meet the financial needs of its diverse customer base, offering a comprehensive range of banking, lending, mortgage, wealth management, and trust services to individuals, businesses, and communities it serves.