OPOF
- Old Point Financial Corporation
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Overview
Company Summary
Old Point Financial Corporation (OPOF) is a banking and financial services company headquartered in Hampton, Virginia. As a publicly traded company listed on the NASDAQ exchange, OPOF operates through its subsidiary, Old Point National Bank.
The primary focus of Old Point Financial Corporation is to provide a comprehensive range of banking services to customers in its local communities. These services include personal and business banking, wealth management, and mortgage lending.
Under personal banking, OPOF offers various deposit account options, such as checking accounts, savings accounts, money market accounts, and certificates of deposit (CDs). Customers can access these accounts through different channels, including online banking, mobile banking, and ATMs. OPOF also provides lending solutions for personal needs, such as home loans, auto loans, and personal lines of credit.
For businesses, Old Point Financial Corporation offers a wide range of financial services tailored to meet their specific requirements. These services include business checking and savings accounts, merchant services, business loans, lines of credit, treasury management, and cash management solutions.
OPOF also caters to customers' wealth and investment management needs through its subsidiary, Old Point Trust & Financial Services. These services encompass investment management, financial and retirement planning, trust and estate services, and other advisory offerings.
Additionally, Old Point Financial Corporation maintains a dedicated mortgage lending division that assists customers with purchasing or refinancing residential properties. This division offers a range of loan options, including conventional loans, government-backed loans, and jumbo loans.
As a community-focused bank, Old Point Financial Corporation places emphasis on building lasting relationships with its customers. It strives to provide personalized service, utilize advanced technology, and support local development initiatives. Through its various offerings, OPOF aims to help individuals, businesses, and communities achieve their financial goals and prosper.