WSBF
- Waterstone Financial, Inc.
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Overview
Company Summary
Waterstone Financial, Inc. (WSBF) is a financial services holding company based in the United States. It operates through its subsidiary, Waterstone Bank, which is a full-service community bank.
Waterstone Bank offers a wide range of banking products and services to individuals and businesses. These include checking and savings accounts, certificates of deposit, mortgage loans, home equity loans, commercial real estate loans, construction loans, and consumer loans such as auto loans and personal loans. They also provide online banking services, mobile banking, and other digital offerings to enhance customer convenience.
Waterstone Financial, Inc. also has a mortgage banking segment, which operates under the name Waterstone Mortgage Corporation. This segment focuses on originating residential mortgage loans for sale in the secondary market. They offer a variety of loan options, including conventional mortgages, government-insured loans, jumbo loans, and refinancing options.
In addition to their core banking and mortgage services, Waterstone Financial, Inc. engages in various other financial activities. These include investment portfolio management, securitization of mortgage loans, and the sale of mortgage-related investments. They also provide insurance services, including property and casualty insurance, and offer insurance products through their subsidiary, Waterstone Insurance Agency.
Overall, Waterstone Financial, Inc. operates as a comprehensive financial services provider, catering to the banking, mortgage, and insurance needs of individuals and businesses in their local communities.